Current Accounts
HSBC Premier Bank Account
From helping you manage the unexpected surprises life can throw your way to nurturing the prosperity of your family and planning for the future, HSBC Premier is designed to help you.

Switch to us

Get £175 when you switch to an Premier Bank Account using the Current Account Switch Service. Offer is open to new customers applying for the HSBC Premier Bank Account. Eligibility criteria and T&Cs apply.


Financial and other criteria apply.

More than just a bank account

Choose the account that could help you thrive and prosper, with exclusive benefits, family features and preferential terms and service, all for no monthly fee.

Plus all your everyday banking essentials

  • Withdraw up to £1,000 a day
    Use our contactless Visa debit card, with no cash withdrawal fees1 at any HSBC UK cash machine.
  • Bank whenever you want
    Pay bills and send money quickly, easily and securely, 24 hours a day, online and on your mobile.
  • Interest-free arranged overdraft*
    Apply for a £500 interest-free arranged overdraft facility with no overdraft fee, subject to status and meeting HSBC's UK proof of address requirements

*Representative example (assumed overdraft £1,200): 0% EAR variable on the first £500 and 11.9% EAR on the rest.

Worldwide support

As an HSBC Premier customer, you and your family could enjoy the benefits of Premier Worldwide Travel Insurance from Aviva, including winter sports holidays for up to 31 days a year, along with a range of international services to help make your life easier.

Applying online is quick and easy

HSBC Premier is available to you, if you pay your annual income into your HSBC Premier Bank Account and meet one of the following eligibility criteria:

1. Income and Product

Have an individual annual income of at least £75,000 and one of the following with HSBC UK: a mortgage, an investment, life insurance or a protection product.

2. Savings or Investments

Have savings or investments of at least £50,000 with HSBC UK, within 6 months of opening your account.

3. International Premier

Hold and qualify for HSBC Premier in another country.

New to HSBC

Non-HSBC customers can apply for a sole HSBC Premier Bank Account Online by clicking below or in branch or by phone.

If you want to apply for a joint account, this can only be done in branch or by phone

Existing HSBC Customers

If you already have an HSBC current account you can either apply to upgrade that account to Premier or apply for an additional Premier account in branch or by phone.

If you are a Premier customer in another country and want to open a UK Premier account, please speak directly to your Relationship Manager or local Branch.

Please select 'Apply in branch or by phone' below for further guidance. 

Important documents

1Some other cash machine operators may apply a direct charge for withdrawals from their cash machines and this should be advised on screen at the time of withdrawal. These transactions are subject to a non-sterling transaction fee, currently 2.75% of the amount of the transaction.

2For HSBC UK customers only with Online Banking & iPhone, iOS 10 or above.  

3Apple and iPhone are trademarks of Apple Inc. registered in the US and other countries. 

Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. During busy periods calls may be transferred outside the UK. Textphone is not available in the Channel Islands and Isle of Man. To help us continually improve our service, and in the interests of security, we may monitor and/or record your calls with us. 

*Offer available to all HSBC UK current account customers – one British Cycling Fan Membership per customer worth £24 with ability to upgrade to other membership options at additional cost . To redeem the offer, membership must be activated by 31 December 2019. T&Cs apply. Find out more.

Discover more Premier products and services


See what we can offer with our HSBC Premier Credit Cards


A full life just got even fuller.


Protect yourself and your family when you’re travelling.