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Invest in an ISA

A stocks & shares ISA could be a great way to start investing

If you have investments with us, you can read HSBC analysis of how the coronavirus is affecting global markets on our Wealth Insights hub.

ISAs are a tax-efficient way to save for the future because you pay no tax on the income and growth.

In 2020/21, you can save up to a maximum of £20,000 in an ISA – in a lump sum or spread out over the financial year. Want to know more about using your tax allowances? Visit our tax hub.

Funds could be a quick and easy way to invest in an ISA. They’re a way to spread your risk without having to choose many different investments. If you’d like to take more of an active role, you might prefer to research and buy your own shares. And if you’re not sure, taking some investment advice could be a great way to get started. With all our investing options, fees and eligibility criteria apply.

The benefit of choosing a stocks & shares ISA is it gives you access to a diversified range of investments. This means it has the potential to give you a better return than a cash ISA. Of course, along with the potential for greater returns comes an increased risk – and this means you may not get back what you invest. 

Not ready to invest yet? Take a look at our cash ISA.

Want to choose your own investments?

Choose an HSBC portfolio

Want an easy way to start investing? Choose one of 5 HSBC Global Strategy Portfolios – a one-stop investment that’s managed on your behalf. All you need to do is choose your preferred level of risk and we’ll take care of the rest.

Browse our fund shortlist

If you’re looking for more choice, here’s a shortlist of ready-made portfolios from HSBC and other carefully-selected fund managers. Whether you’re investing for income or for growth, you can choose from a range of managed, multi-asset funds.

Explore full range of funds

If you like doing your own research, use our Global Investment Centre to search over 550 funds from HSBC and other leading fund managers. As well as multi-asset funds, you’ll find index trackers and single-asset funds.

Discover sharedealing

Keen to pick and choose your own shares? With InvestDirect, you can research companies and set up share price alerts. You can even create a virtual portfolio so you can test your ideas before you invest.

Want some help to decide?

We can help you get started. Simply tell us about your finances and for a one-off fee, we’ll recommend an investment fund that’s right for you. You can start investing with as little as £50 per month

When investing, bear in mind that the value of investments and any income they generate can go down as well as up. This means you may not get back what you invest. Investing should be seen as a medium-to-long-term commitment so you should aim to invest for at least 5 years.

Remember, the value of any tax benefits described depends on your individual circumstances, and tax rules may change in the future.

Explore more

 

Demystifying investing to help you get started.

 

A step-by-step guide to choosing your own investments.

 

Uncertainty's no reason to put your future on hold.

 

Getting to grips with risk could help you grow your money.

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