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    • Remortgage to HSBC
    • First-time buyers
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    • How to use our Global Investment Centre
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    • Moving abroad
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    • Tell us your support needs

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Top of main content
  1. HSBC UK 
  2. Financial fitness 
  3. Everyday budgeting 
  4. Online money management tools

Online money management tools

App update: If your HSBC UK app looks different to what’s shown or described on this page, it may be because it's recently been updated. Find out more about our redesigned app.

In some ways, managing your money has never been easier. But with all the technology on offer, it can be difficult to know where to start.

This guide can help you work out which tools might be the best ones for you to help manage your money.

Work out your financial fitness

You can find out how financially fit you are by using our online tool.

Simply generate your score out of 100 by answering a few quick questions. It only takes about 10 minutes and doesn't affect your credit rating in any way. 

Mobile and online banking

You can do most of your everyday banking online or using a mobile app.

There are also other apps designed to help you manage your money effectively, but you should always make sure they’re secure. For example, tools like a Mobile Banking PIN give you extra protection when you log on to online banking.

If you’re an HSBC customer, you can use our mobile banking app to manage your accounts. Device restrictions apply.

You can use the app to do a wide range of tasks, such as:

  • View statements or recent transactions
  • Transfer money between your own accounts
  • Send money to other accounts either in the UK, or outside the UK
  • View or cancel Direct Debits
  • View, cancel and set up standing orders
  • Get notifications of transactions
  • Activate your debit or credit card
  • Apply for or manage your arranged overdraft
  • Deposit cheques

Once you've downloaded the HSBC UK Mobile Banking app, you'll be switched automatically to paperless statements. You can access these on your phone.

For added security, you can also use biometrics to log on to your account. Choose from either Android Fingerprint or Apple Touch ID or Face ID, depending on the type of device you have.

And don't forget you can use the app to put a temporary block on your debit or credit card if it's lost or stolen - and unblock it again if it turns up. Find out more about the features that make digital banking secure.

Watch our video on digital banking

Download transcript (PDF, 434KB) Download transcript (PDF, 434KB) This link will open in a new window

Stay in control of your money

Banking on a mobile app lets you see your accounts at anytime from anywhere. This means you can always have a complete picture of your financial situation, which can help you stay on top of your money.

Some mobile banking apps allow you to set up transaction notifications. With ours, you can choose to be notified when money goes in or out of your current or savings accounts. You can also get notifications when payments are made from your HSBC credit cards. Find out more about how to make good financial decisions. 

You can also use tools like Balance forecast on our mobile app. It shows you how much you could have left for the month ahead, once scheduled bills are taken into account, to help you manage your money.

We have more mobile money management tools in our app to help you keep an eye on your spending and stay on top of your finances. Not only could they help you keep within your budget and improve spending, they may also help you grow your money and achieve your financial goals.

How to budget better

Use our online budget planner to work out where your money goes and take control of your spending.

We also have a calculator to help you work out how much money you’d need for an emergency fund and a tool to help you reach your savings goals. 

You can also find lots of handy calculators on the GOV.UK GOV.UK This link will open in a new window website to help plan your finances. These include tools for working out what tax you might need to pay tax you might need to pay This link will open in a new window and any tax credits you might qualify for tax credits you might qualify for This link will open in a new window.

You’ll also find calculators for student finance student finance This link will open in a new window, working out child maintenance working out child maintenance This link will open in a new window and for how much statutory redundancy pay how much statutory redundancy pay This link will open in a new window you might be owed. 

Make sure you also check to see if you’re entitled to any of the billions of pounds of government benefits and allowances that go unclaimed every year.

Touch ID and Face ID are trademarks of Apple Inc.

Android is a trademark of Google LLP.

 

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What is a digital wallet? 

Understanding your balance 

How to build an emergency fund 

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