Premier Credit Card

HSBC UK
Credit cards
Products
Premier Credit Card

Premier Credit Card rewards and benefits

Receive 20,000 reward points when you spend[@eligible-spend-excludes] £2,000 on your card in the first 90 days of your card membership[@premier-cc-20000-rewards-points]
Enjoy travel benefits for you and your family
Earn rewards points when you spend
No annual fee

For Premier customers only.

Please read the important documents before applying.

Credit is subject to status, affordability and terms and conditions.

Representative example

Purchase rate29.9% p.a. (variable)

Representative29.9% APR (variable)

Based on an assumed credit limit of£1,200

Start application

Earn reward points on every purchase, with extra points for spending in other currencies (2.99% non-sterling fee applies).

Redeem your points with an extensive selection of airline, hotel, travel and leisure partners.

Enjoy airport lounge access (£24 charge per person per visit).

How you earn and use reward points

How you earn points

For every £1 spent on purchases you'll earn 1.5 reward points if it's in sterling[@sterling-currency-includes], or 2 reward points if it's in another currency (a non-sterling transaction fee of 2.99% will apply).
Convert your points into airline miles

Convert your reward points into airline miles to use with British Airways, Emirates, Etihad, Qatar Airways, Air India, and more. T&Cs apply (PDF)
Swap your points for hotel stays, shopping vouchers and more

Convert your reward points for use at hotels, retailers such as M&S or Amazon, and charity donations.
Additional cardholders

Add another cardholder to earn points together

Even more features

Airport lounge access

Get access to more than 1,700 airport lounges worldwide with Priority Pass. Just show your Premier Credit Card at the door. Lounges charge £24 per person per visit, subject to availability.
Mastercard Priceless

Access unforgettable experiences and everyday value in the cities where you live and travel with Mastercard's Priceless experiences.
More Premier features for you to enjoy

Plus all the other benefits and rewards you get as an HSBC Premier Account holder, such as travel insurance[@premier-travel-insurance], special offers on selected Apple devices, healthcare benefits[@premier-health-care-benefits], and more. Eligibility criteria apply.

Find out more about Priority Pass

Find out more about Mastercard Priceless

Discover perks that are always part of HSBC credit cards

International credit card usage
You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks. Fees apply[@premier-cc-use-card-outside-UK-fees], and non-HSBC cash machines may also charge an additional fee
Digital access
All HSBC credit cards are contactless and can be used with a digital wallet. For immediate access to spending, add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your card arrives
24/7 worldwide assistance
Help is at hand if your card is lost or stolen. You can call our dedicated support team about getting an emergency cash advance
Purchase protection
As with all credit cards, section 75 of the Consumer Credit Act protects purchases of £100 to £30,000 if the supplier breaches a contract, or misrepresents goods
No-fuss card management
Use online banking or the  HSBC Mobile Banking app to check your balance, make payments, block or unblock your card, and stay in control

Things to know

Who can apply?

You can apply for a Premier Credit Card if you:

Are over 18
Are a UK resident
Hold an HSBC Premier Account

Important documents

Ready to apply for a Premier Credit Card?

On your mobile device? If you've downloaded our app and have an HSBC Premier Account, you can apply now by selecting 'Apply in app'.

Apply in app

If you're on a desktop, scan the QR code with your mobile device.

Apply in app

More ways to apply

If you have an HSBC Premier Account and you're registered for online banking, you can start your application right away.

Log on and apply

It’s usually easiest to apply through the app or online banking. But if you need support, visit one of our branches and we’ll help with your application.

Please bring your mobile phone with you (or a similar device, like a tablet) if you have one.

Find your nearest branch

New to the UK?

If you're new to the UK, you may be able to bring your existing credit card history with you.

Find out about credit cards for international customers (available in selected countries only).

Frequently asked questions

It's a credit card that's exclusively for HSBC Premier Account holders and gives you access to a world of travel benefits and privileges.

A benefit to an HSBC Premier Credit Card is access to Priority Pass membership. This means you can relax in more than 1,700 airport lounges worldwide for just £24 per person per visit, subject to availability.

You'll need to register your card for Priority Pass access. This can be done at the Priority Pass website. Once you’ve signed up, simply show your card when you visit.

You earn points on this card through all eligible purchases. Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charges.

A Premier Credit Card gives you a range of benefits such as access to over 1,700 airport lounges with Priority Pass (lounges charge £24 per person per visit and are subject to availability). You’ll also be able to earn reward points on your everyday spending and redeem them (or convert) for airline miles.

HSBC Premier credit cards give you access to Priceless.com, available exclusively to Mastercard cardholders. It provides access to unforgettable experiences and valuable everyday discounts in the cities where you live and travel.

An HSBC Premier Account comes with a range of benefits, such as rewards, discounts and exclusive offers, including:

Travel insurance

Peace of mind for you and your family with HSBC Premier Worldwide Travel Insurance[@premier-travel-insurance]

Special offers on selected Apple devices

In the Apple Store for HSBC Premier, get rewards including up to 5% instant cash back on selected Apple products when using your HSBC Premier card. See Apple offer details.

Healthcare benefits

Access a range of health benefits for you and your family[@premier-health-care-benefits]

Important: If you're not already a Premier customer and you'd like to become one, you will need to meet the eligibility criteria. This means that ONE of these things must apply to you:

You have an individual annual income of at least £100,000, and pay it into your HSBC Premier Bank Account

You have savings or investments of at least £100,000 with HSBC in the UK. Exclusions apply

You already qualify for HSBC Premier in another country

The premium bank account that gives you access to preferred products, Premier specialists and exclusive benefits and rewards.

Subject to financial and other eligibility criteria.

Find out how your rewards credit card can pay you back.

Take a look at our range of credit cards, consider their benefits and find the one that will suit you best.

See which cards you’re likely to be accepted for, and your estimated credit limit, without it affecting your credit score.

Additional information

Balances can’t be transferred from all cards. For example, cards issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank, are excluded.

You must not have opened a new HSBC credit card or received a credit limit increase within the past 6 months, and you must not be applying for a credit card that you already hold.

Please note, if you currently hold a Student or Premier Credit Card with us, you will not be eligible for this card.

You won't be able to apply for a credit limit increase for the first 6 months after your card is opened.