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Credit cards

A credit card can help you manage your cash flow and make purchases you'll pay off later. With a wide range of credits cards on the market finding the right one can sometimes feel overwhelming - you want to consider how you’ll use it and what's important to you, as well as any potential drawbacks. See our range of credit cards and guidance to find the right credit card for you.

Explore our range of balance transfer credit cards.


Compare credit cards for everyday spending and purchases.


Look at credit cards designed to give flexibility.


See credit cards that could help you build your credit history.

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You'll probably see the term APR when it comes to taking out a credit card or personal loan. APR is Annual Percentage Rate and it’s a way of showing the potential cost of borrowing. Find out more about APR, what representative APR is and why it matters.

Before a bank agrees to lend you money, they need to understand how likely you are to pay it back. To do this, they look at your credit score which highlights your borrowing history as well as other publicly available information about your finances.

Credit card charges are not what you want to spend your money on. Here’s a guide to the different types of credit cards charges, when they occur and how to avoid them.

Balance transfer credit cards can be a good way to manage your debt, giving you time to pay it off without having to pay interest. See how to use a balance transfer in a smart way.

If you’re looking for a credit card, you may see offers of 0% interest. Tempting as they sound, it’s important to be aware of the different types of purchase cards and offers before deciding what’s right for you.

Looking at taking out your first credit card? There are some key things you need to know, such as how interest rates work, what the fees and charges are and also how to apply for one. See what you need to look out for so you can be confident about choosing a credit card.

Online shopping is safer with a credit card because it gives you more protection than a debit card, but you still need to take care. Most credit card fraud can be prevented by following some simple rules. Check out our useful tips to protect yourself online.

A credit card can help you manage your spending between pay days and may be a useful tool for building your credit history. See some tips that can give you confidence you’re using your credit card effectively.

Credit card balance transfers can help you reduce the interest you pay and consolidate your debts. Many balance transfer credit cards will come with an interest-free period you can take advantage of by ideally paying off all your debts. However, before jumping in it’s worth also looking at what you need to consider.

Your credit limit is the maximum amount you can spend on a credit card. It will be set by your lender when you apply for a card and you can apply to increase or decrease it, based upon your needs. Keep in mind that an increased credit limit can mean increased temptation to spend.

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