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At a glance

About

Get a higher interest rate in any months you don't make a withdrawal. For existing HSBC customers only. You can only open this account online.

Interest rate

Bonus rate up to £50,000: 3.75% AER / 3.69% gross

Bonus rate over £50,000: 1.30% AER / 1.29% gross

Standard rate: 1.30% AER / 1.29% gross

Often used for

Saving what you want, when you want

Bonus interest paid on months when you don't make a withdrawal (restrictions apply)

Access

Instant access

Balance/deposit requirements

Min: £1

No maximum

Who can apply?

Eligibility criteria

  • Aged 16 or over
  • An existing HSBC customer (excluding Appointee/Executor Account)
  • Able to manage the account in online banking or via the mobile app

Additional information

    It's easy to answer your query online. Visit our Help page to find out how.