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While the numbers may look random, they actually contain information that identifies you.
An account number is a unique 8 digit number that identifies your bank account.
Your bank account number helps banks direct transactions to the correct customer account. If you have multiple bank accounts, each account will have a different account number.
Your account number can be found:
If you have a current account, you can also find your account number on your debit card. It may be printed on either the front or back of the card, and will typically be labelled as ‘Account Number’ or ‘Account No.’
A sort code is a 6 digit number that identifies your bank. It can vary depending on the specific branch in which you opened your account.
Sort codes act like ‘postcodes’ for your bank account – helping route transactions to the correct bank and branch.
Your sort code is typically printed on the back of your debit card, though some cards may have it displayed on the front.
It will usually be labelled as ‘sort code’, so you’ll be able to find it.
You won’t have a sort code if you have a credit card.
If you don’t have your card, you can also find your sort code on bank statements, cheques or through your online and mobile banking accounts. Alternatively, you can contact your bank.
When used together, your sort code and account number allow people and businesses to transfer money into your account. Sharing your sort code and account number is generally safe since the information is required for you to receive payments.
Some countries, such as those within the European Union, use IBAN, BIC and SWIFT codes.
Your IBAN helps banks to identify accounts held anywhere in the world so they can process international payments automatically. You'll need to know your own IBAN and BIC or SWIFT code if you're receiving money from outside the UK.
Much like your sort code and account number, these are generally safe to provide.
However, you should only provide this banking information to trusted individuals and organisations. Be aware of potential scams designed to obtain your bank details fraudulently.
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