Online Bonus Saver
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.19 |
£1-£9,999 |
0.10% | 0.10% |
03.10.19 |
£10,000+ |
0.10% |
0.10% |
Effective date
|
03.10.19 |
---|---|
Amount
|
£1-£9,999 |
Gross
|
0.10% |
AER
|
0.10% |
Effective date
|
03.10.19 |
Amount
|
£10,000+ |
Gross
|
0.10% |
AER
|
0.10% |
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.19 |
£1-£9,999 |
0.55% | 0.55% |
03.10.19 |
£10,000+ |
0.35% | 0.35% |
Effective date
|
03.10.19 |
---|---|
Amount
|
£1-£9,999 |
Gross
|
0.55% |
AER
|
0.55% |
Effective date
|
03.10.19 |
Amount
|
£10,000+ |
Gross
|
0.35% |
AER
|
0.35% |
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.19 |
£1-£9,999 |
0.10% | 0.10% |
03.10.19 |
£10,000+ |
0.10% |
0.10% |
Effective date
|
03.10.19 |
---|---|
Amount
|
£1-£9,999 |
Gross
|
0.10% |
AER
|
0.10% |
Effective date
|
03.10.19 |
Amount
|
£10,000+ |
Gross
|
0.10% |
AER
|
0.10% |
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.19 |
£1-£9,999 |
0.40% | 0.40% |
03.10.19 |
£10,000+ |
0.20% | 0.20% |
Effective date
|
03.10.19 |
---|---|
Amount
|
£1-£9,999 |
Gross
|
0.40% |
AER
|
0.40% |
Effective date
|
03.10.19 |
Amount
|
£10,000+ |
Gross
|
0.20% |
AER
|
0.20% |
Regular Saver
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.19 |
£25-£250 per month |
2.75% |
2.75% |
Effective date
|
03.10.19 |
---|---|
Amount
|
£25-£250 per month |
Gross
|
2.75% |
AER
|
2.75% |
Flexible Saver
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.2019 |
All balances |
0.15% |
0.15% |
Effective date
|
03.10.2019 |
---|---|
Amount
|
All balances |
Gross
|
0.15% |
AER
|
0.15% |
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.2019 |
All balances |
0.20% |
0.20% |
Effective date
|
03.10.2019 |
---|---|
Amount
|
All balances |
Gross
|
0.20% |
AER
|
0.20% |
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.2019 |
All balances |
0.10% |
0.10% |
Effective date
|
03.10.2019 |
---|---|
Amount
|
All balances |
Gross
|
0.10% |
AER
|
0.10% |
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.2019 |
All balances |
0.15% |
0.15% |
Effective date
|
03.10.2019 |
---|---|
Amount
|
All balances |
Gross
|
0.15% |
AER
|
0.15% |
HSBC Premier Savings†
This includes the Premier Investment Management Service and Premier Discretionary Managed Service cash accounts where applicable.
HSBC Loyalty Cash ISA
A loyalty rate applies for 12 months from the date of each payment into your ISA. If you make further payments into your ISA, your loyalty rate period will begin again from the date of each payment. Upon the expiry of your loyalty rate period, you will earn a standard rate of interest until you make a further payment.
Interest rates are variable and paid monthly.
Rates effective until 17 December 2019
Effective date |
Loyalty rate |
Standard rate |
---|---|---|
03.10.2019 |
0.85% AER/tax free |
0.55% AER/tax free |
Effective date
|
03.10.2019 |
---|---|
Loyalty rate
|
0.85% AER/tax free |
Standard rate
|
0.55% AER/tax free |
Effective date |
Loyalty rate |
Standard rate |
---|---|---|
03.10.2019 |
0.65% AER/tax free |
0.55% AER/tax free |
Effective date
|
03.10.2019 |
---|---|
Loyalty rate
|
0.65% AER/tax free |
Standard rate
|
0.55% AER/tax free |
Rates effective from 18 December 2019
Effective date |
Loyalty rate |
Standard rate |
---|---|---|
03.10.2019 |
0.75% AER/tax free |
0.50% AER/tax free |
Effective date
|
03.10.2019 |
---|---|
Loyalty rate
|
0.75% AER/tax free |
Standard rate
|
0.50% AER/tax free |
Effective date |
Loyalty rate |
Standard rate |
---|---|---|
03.10.2019 |
0.55% AER/tax free |
0.50% AER/tax free |
Effective date
|
03.10.2019 |
---|---|
Loyalty rate
|
0.55% AER/tax free |
Standard rate
|
0.50% AER/tax free |
Fixed Rate Saver
Fixed for the term of your deposit.
MySavings
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.2019 |
Up to £3,000 |
2.96% |
3.00% |
03.10.2019 |
£3,000+ |
0.75% |
0.75% |
Effective date
|
03.10.2019 |
---|---|
Amount
|
Up to £3,000 |
Gross
|
2.96% |
AER
|
3.00% |
Effective date
|
03.10.2019 |
Amount
|
£3,000+ |
Gross
|
0.75% |
AER
|
0.75% |
HSBC Premier MySavings
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.2019 |
Up to £3,000 |
2.96% |
3.00% |
03.10.2019 |
£3,000+ |
0.75% |
0.75% |
Effective date
|
03.10.2019 |
---|---|
Amount
|
Up to £3,000 |
Gross
|
2.96% |
AER
|
3.00% |
Effective date
|
03.10.2019 |
Amount
|
£3,000+ |
Gross
|
0.75% |
AER
|
0.75% |
Future Saver for Children
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.10.2019 |
£1+ |
0.75% |
0.75% |
Effective date
|
03.10.2019 |
---|---|
Amount
|
£1+ |
Gross
|
0.75% |
AER
|
0.75% |
Products no longer sold
Help to Buy: ISA
Effective date |
Balance |
Amount |
Tax free |
AER |
---|---|---|---|---|
03.10.2019 |
Up to £12,000 |
Up to £200 per month (additional £1,000 in first month permitted) |
2.23% |
2.25% |
03.10.2019 |
Balances above £12,000 |
0.15% |
0.15% |
Effective date |
03.10.2019 |
---|---|
Balance
|
Up to £12,000 |
Amount
|
Up to £200 per month (additional £1,000 in first month permitted) |
Tax free |
2.23% |
AER |
2.25% |
Effective date |
03.10.2019 |
Balance
|
Balances above £12,000 |
Amount
|
|
Tax free |
0.15% |
AER |
0.15% |
Cash e-ISA
Variable Rate Cash ISA
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.09.2018 |
£1+ |
0.50% |
0.50% |
Effective date
|
03.09.2018 |
---|---|
Amount
|
£1+ |
Gross
|
0.50% |
AER
|
0.50% |
Young Savers Account
Effective date |
Amount |
Gross |
AER |
---|---|---|---|
03.09.2018 |
£1+ |
0.75% |
0.75% |
Effective date
|
03.09.2018 |
---|---|
Amount
|
£1+ |
Gross
|
0.75% |
AER
|
0.75% |
† Private Clients Savings Account customers also receive these credit rates. Please note that this account is no longer sold. Investment Management (HSBC Premier Financial Advice): Overdraft interest on outstanding overdrawn balances is calculated daily at 3% above base rate.
Definitions
AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.
Gross is the rate of interest if interest were paid and not compounded each year.
Tax-free means free from UK Income Tax and Capital Gains Tax.
ISA stands for Individual Savings Account.
All rates are variable unless otherwise indicated.