When you take out an HSBC mortgage you'll benefit from our continuous efforts to keep our fees as low as possible. Read on to see what fees are charged and when.

Standard versus fee saver mortgages

We offer two fee options on our residential mortgages – the standard mortgage range, or you can choose from the fee saver range. Fee saver means no booking fee.

We'll cover the cost of one Standard Valuation report where this is required by HSBC as part of your mortgage application. 

Other fees and charges may be payable to other parties including, but not limited to legal fees and charges applied by your existing lender.

Our mortgage fees

Fixed rate mortgage fees

Fee Payable

Standard

Fee Saver

 

Is there a Booking fee?

 

Yes
Refer to our mortgage rates or your mortgage illustration for details

No

Is there a Completion fee?

 

No

No

Is there a Standard Valuation Report fee?

 

No

No

Do early repayment charges apply?
Yes Yes

Fixed rate mortgage fees

Fee Payable

 

Is there a Booking fee?

 

Standard

Yes
Refer to our mortgage rates or your mortgage illustration for details

Fee Saver

No

Fee Payable

Is there a Completion fee?

 

Standard

No

Fee Saver

No

Fee Payable

Is there a Standard Valuation Report fee?

 

Standard

No

Fee Saver

No

Fee Payable

Do early repayment charges apply?

Standard

Yes

Fee Saver

Yes

Tracker mortgage fees

Fee Payable

Standard

Fee Saver

Is there a Booking fee?

Yes
Refer to our mortgage rates or your mortgage illustration for details

No

Is there a Completion fee?

No

No

Is there a Standard Valuation Report fee?

No

No

Do early repayment charges apply?
No
No

Tracker mortgage fees

Fee Payable

Is there a Booking fee?

Standard

Yes
Refer to our mortgage rates or your mortgage illustration for details

Fee Saver

No

Fee Payable

Is there a Completion fee?

Standard

No

Fee Saver

No

Fee Payable

Is there a Standard Valuation Report fee?

Standard

No

Fee Saver

No

Fee Payable

Do early repayment charges apply?

Standard

No

Fee Saver

No

Buy to let fees

Fee Payable

Tracker

Fixed

Is there a Booking fee?

Yes
Refer to our mortgage rates or your mortgage illustration for details

Yes
Refer to our mortgage rates or your mortgage illustration for details

Arrangement fee

 

 

N/A

N/A

Is there a Completion fee?

No

No

Is there a Standard Valuation Report fee?

No

No

Do early repayment charges apply?
No
Yes

Buy to let fees

Fee Payable

Is there a Booking fee?

Tracker

Yes
Refer to our mortgage rates or your mortgage illustration for details

Fixed

Yes
Refer to our mortgage rates or your mortgage illustration for details

Fee Payable

Arrangement fee

 

 

Tracker

N/A

Fixed

N/A

Fee Payable

Is there a Completion fee?

Tracker

No

Fixed

No

Fee Payable

Is there a Standard Valuation Report fee?

Tracker

No

Fixed

No

Fee Payable

Do early repayment charges apply?

Tracker

No

Fixed

Yes

Understanding our fees

A range of fees may apply when taking out an HSBC mortgage. Our tariff of charges  makes our fees and charges easy for you to understand. We have also summarised these fees below to make it clear what's what. 

How to apply

New Application

Applying for a mortgage involves two stages, firstly getting a Decision in Principle; secondly making a mortgage application.

Already started an application?

If you started a mortgage application over the phone or online, you can log on to complete it or track its progress. 

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Lines open Monday to Friday 8am - 9pm, Saturday 8am - 8pm, Sunday 9am - 6pm. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.