Buying a home is one of the biggest purchases you’ll ever make. So, you want to be sure you’re getting everything you need, with no nasty surprises. Here’s a quick checklist to help you.
When buying a property, consider the location. You should feel safe, comfortable and happy with the area you’ll be living in.
You can find out a lot about a place online, but it’s also worth having a walk or drive around the area, especially at different times of the day, to see what it’s like.
Is the building itself structurally sound? Ideally, you should have a professional survey done for an accurate picture of the property’s condition.
There are also superficial checks you can do yourself to get an idea. Start by asking yourself:
Some properties are ‘fixer-uppers’, meaning you can improve the property and make it feel like your own. But if you find yourself thinking the property would only be fine if you made big structural changes, it may not be the one for you (unless you have the budget).
You can ask yourself these questions to see whether the property will suit you:
Your home may be repossessed if you do not keep up repayments on your mortgage.
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