HSBC debit card

Stay on top of your money while you study

Heading off to uni or starting out as an apprentice? Our Student Bank Account is jam-packed with perks to help you make the most of your newfound independence.
To be eligible, we'll need to see proof you've been accepted onto an undergraduate course via UCAS or a higher level or degree level apprenticeship.

Open an account today

It's quick and easy to apply online.

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Get £100 when you open an account

Offer available to first-year students who open a Student Bank Account by 31 December 2019. 1

What you'll get

  • An arranged overdraft of up to £3,000
    Get up to £1,000 interest-free in year one, which can grow to £3,000 by year three. 2
  • Smart mobile banking
    Pay your bills. Check your balance. Block your card if you lose it. You can do it all in a few taps with our Mobile Banking app.
  • 24/7 customer support
    Got a question? Get in touch. Call us 24 hours a day, any day of the year, and our customer service team will be happy to help. 3
  • An easy way to pay mates
    Need to split that taxi fare? You can do it easily in our app with Paym – all you need is your friend’s number.

What else is included?

Money off good stuff

With HSBC Student Exclusives you’ll get discounts on everything from clothes and cinema tickets to tech and takeaways. Offers vary, as we have new ones coming in all the time.

Explore HSBC Student Exclusives

Access to savings accounts

Build up a nice little nest egg. As a Student Account customer you can open a Regular Saver and Loyalty ISA. So as well as working for your future, you can save for it too.

Explore our savings products

Free British Cycling Fan membership

Get priority access and discounts off major UK cycling events with your free fan membership (worth £25). Plus, save 10% at Halfords and Evans Cycles. T&Cs apply. 4

Explore British Cycling fan membership

Things you should know

Who can apply?

You can apply for a Student Bank Account if you:

  • are 18 or older
  • have been living in the UK, Channel Islands or Isle of Man for at least 3 years and currently live in the UK
  • can provide ID and proof of address if you don’t already have an HSBC account
  • don’t have another student account elsewhere
  • have proof of acceptance of an unconditional offer (or have met the terms of a conditional offer) for a qualifying course or
  • have an apprentice contract or letter from your apprenticeship learning provider

If you're an international student, you won't be eligible for this account. Instead, you can apply for an HSBC Bank Account.

Have £100 on us

If you’re a first-year student and open a Student Bank Account by 31 December 2019, we’ll pop £100 in your account within 7 days. No catch, just cash. 

How to apply

Apply online

You can apply online if you've been accepted on a qualifying course and you're 18 or over, live in the UK and have been a UK, Channel Islands or Isle of Man resident for at least 3 years.

Apply in branch

If you're an apprentice, you need to book an appointment in branch and bring proof of your confirmed apprenticeship with you.

Existing customers


Account all set up? Find out how to activate your card.


Going travelling? Your HSBC debit card makes the ideal companion.

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If your overdraft is calling you, make sure you know how it works first.

1. Eligibility criteria and Offer Terms & Conditions (PDF, 64KB). Back to 'Get £100 when you open your account'

2. Representative example (assumed arranged overdraft £1,000): 0% EAR variable. Subject to status and account conduct. Back to 'What you'll get'

3. Our telephone, online and mobile banking services are open 24 hours a day subject to scheduled maintenance periods. To help us offer the best service, we may monitor and/or record your calls with us. Back to 'What you'll get'

4. This offer is available to all HSBC UK current account customers. One British Cycling Fan Membership per customer, with the ability to upgrade to other membership options for an additional cost. You must activate your membership by 31 December 2019. Terms and conditions apply. Back to 'What else is included?'

5. EAR means effective annual rate. This is how all UK banks must show interest rates on their overdrafts, to make it easier for you to compare one bank’s overdraft with another. Please note that it doesn’t include any fees you might be charged in addition to interest. Back to 'Things you should know'