It's easy to put off getting life insurance. That's why we're here to help you protect your loved ones today, so you don't have to worry about tomorrow.
HSBC Life Cover offers financial peace of mind to your loved ones, paying a lump sum if you were to die or be diagnosed with a terminal illness.
Cover is provided by HSBC Life (UK) Limited. Please check the policy documents for full details as terms, conditions, limitations and exclusions apply.
Find out more about your policy.
Get fixed premiums that never go up
Single or joint
Choose the type of cover that's right for you
Work out how much individual cover you need
Level or decreasing cover?
Joint or single cover?
As the name suggests, single cover protects one person. It’s tailored to the insured person's needs and pays out once when they die.
In contrast, joint life cover protects the lives of two people. The same cover amount applies to both of the insured people. And it pays out once when either person dies, at which point the policy ends.
You’re eligible for Life Cover if you’re:
- an HSBC current account holder (for joint cover, only one person needs to have an HSBC bank account)
- a UK resident (not including the Channel Islands or the Isle of Man)
- over 17 and under 70 years of age
Please note, cover must cease before your 80th birthday
Get a quote in minutes
Use our handy calculator to work out how much cover you need and get a quote. To apply online, you need to be registered for online banking.
Apply in the mobile app
If you're registered for mobile banking, you can get a quote and apply straight from the app.
Details of our cover, forms and other important information
Get personalised advice
Our protection advisers can help you decide what's the right cover by video call or phone. Available to HSBC customers who are UK residents aged 18 and over.
Frequently Asked Questions
What is life insurance?
Can I have more than one life insurance policy?
Does life insurance cover suicide?
Can I cancel my life cover?
What's the difference between life insurance and life assurance?
You might also be interested in
Do you need life insurance?
Find out when you may, and may not, need life insurance to help you decide if it’s right for you.
How much life insurance do you need?
Find out how much life cover you may need based on your circumstances.